Strategic Partnership

Transforming Skin Health & Oncology Claim Costs

Partner with SkinVision to shift melanoma detection from late-stage crisis to early-stage prevention — reducing claim severity by up to 96% while championing member wellbeing.

Low Risk

Skin analysis complete.
No immediate concerns detected.
Keep monitoring.

New 2026

Mayo Clinic & SkinVision research collaboration to support U.S. FDA requirements and expand dermatology care access.

The Challenge

The Late-Stage Diagnostic Trap

Skin cancer is the most common cancer globally, yet the majority of melanomas are still caught too late — driving devastating outcomes and enormous claim costs.

1 in 5

People globally will face skin cancer. 90% of cases are directly tied to UV radiation exposure.

56% Diagnosed Late

Over half of melanomas caught at Stage III/IV, when treatment becomes complex and costly.

Median Diagnosis Age: 50

Peak diagnosis falls within the insured workforce demographic.

Survival Gap

Western Europe achieves >90% survival; regional rates drop below 60%.

The Economics

The Cost of Delay

Shifting diagnosis from late to early stage reduces claim severity — from complex oncology to routine dermatology.

Current State · Late-Stage
Clinical PhaseStage III / IV
5-Year Survival<60%
TreatmentSurgery, immunotherapy, hospitalization
~€40,000+
avg. claim cost per patient
Future State · Early-Stage
Clinical PhaseStage I / II
5-Year Survival98%
TreatmentBiopsy, excision, follow-up
~€1,500
avg. claim cost per patient
The Strategic Imperative
Shift the point of diagnosis to reduce claim severity by up to 96%
The Solution

Immediate Triage in Their Palm

A CE-certified, AI-powered mobile medical device delivering clinical-grade skin risk assessment in seconds.

Advanced AI

Scientifically proven algorithm with >90% sensitivity across the three most common skin cancers.

Regulated Medical Device

CE-certified, BSI-audited, GDPR compliant mobile medical app available on iOS and Android.

Instant Risk Indication

Low, Low-Symptoms, or High risk assessment in seconds with recommended next steps.

Credibility

The Science of Trust

3M+
Trusted Users Globally
6M+
Skin Checks Performed
50K+
Skin Cancers Detected
Global Dermatology Oversight Panel
Erasmus MC Cancer Institute
SUNY Downstate
Carol Davila University
Mayo Clinic
Implementation

A Frictionless Member Journey

Four steps from awareness to actionable health insight — no IT integration required.

1

Access

Member clicks a deep-link or QR code inside your Insurer Member Portal.

2

Download

Seamless routing to App Store or Google Play, bypassing consumer paywalls.

3

Snap

Guided in-app camera captures a photo of any concerning skin lesion.

4

Result

Immediate AI assessment and actionable next steps within seconds.

Phase 1 — App-to-App implementation requires zero technical heavy lifting from your IT teams.
Value

The Dual Value Proposition

For the Insurer

Cost Containment

Radically reduce oncology claim payouts through systematic early detection.

Brand Differentiation

Position your organization as a proactive health champion.

Actionable Intelligence

Monthly aggregated population health data and engagement reports.

For the Insured

Unlimited Access

Annual plan with unlimited smart checks and dermatology panel reviews.

Immediate Reassurance

24/7 access to clinical-grade skin health insights from anywhere.

Dedicated Support

In-app and email support with responses under 24 hours.

Financial Model

The ROI Model

100,000 member population · melanoma incidence 10 cases / 100k.

Scenario A — Without App

Current State

4.5 early-stage, 5.5 late-stage cases

€226,750

Total annual oncology claim cost

Scenario B — With SkinVision

Target Shift

9 early-stage, 1 late-stage case

€53,500

Total annual oncology claim cost

€99,000
Base Annual Investment
(€0.99 per member)
€173,250
Gross Savings
(claim reduction)
€74,250
Net Financial Savings
(Year 1)

Model based on melanoma incidence only. Early detection of BCC and SCC prevents costly reconstructive surgeries, pushing actual ROI substantially higher.

Governance

Enterprise-Grade Compliance

Data Protection

Fully GDPR & UK GDPR compliant.

Independent Data Controller with strict data minimization.

Service Reliability

Platform available 24/7, 365 days.

>99% guaranteed uptime

User Support SLA

First reply <24h. CSAT target >90%.

Indemnity insurance up to €1,000,000.

Commercial

A Transparent Framework

0.99

per eligible member / year

Unlimited assessments via proven algorithm
Dedicated support & dermatology panel access
Setup, custom deep links & monthly reporting
Co-designed awareness campaigns

Contract Terms

12-month standard term, 6-month notice period. Automated monthly invoicing on active eligible members.

Continuity Protection

Structured Run-Off periods ensure continuous protection during transitions.

Data & Reporting

Monthly eligibility exchange; engagement reports delivered within 5 days of month-end.

Population Optimized

Fixed pricing for 100k+ populations. Volume tiers for larger portfolios.

Next Steps

Let's Optimize Your Population's Skin Health.

Three steps to launch a best-in-class digital skin health program for your members.

1
Finalize the Cooperation Agreement
2
Embed the SkinVision deep link
3
Launch the awareness campaign
Victor Anastasiu

Victor Anastasiu

Co-Founder, SkinVision

Interested in exploring a strategic partnership? I'd be happy to walk you through our platform, discuss tailored deployment for your member population, and share outcomes from our existing insurer partnerships across Europe and beyond.